Whether you are buying your first home, second home, or building the home of your dreams, Peoples Bank has a loan program to fit your needs.

With a fixed rate loan, you never worry about your interest rate going up and raising your mortgage payment. That means you’re able to budget better.

With a Peoples Bank Fixed Rate loan you can choose from 10, 15, 20, and 30-year terms and enjoy a set interest rate for the life of your loan. 

An Adjustable Rate Loan or Adjustable Rate Mortgage (ARM) can be your ticket to getting more "house" than you thought you could afford. Thanks to an initially low rate, the lower monthly payment amounts may allow you to borrow more money.

With an ARM, you enjoy a lower, fixed interest rate for a set period of time then the rate adjusts based on financial markets for the remainder of the loan term. So, your monthly payments are lower at first, but then down the road may increase if interest rates go up.

Peoples Bank has a choice of ARMs with initial fixed rate periods of 10, 7, 5, 3 and 1 year terms.