People First is a unique club offering education, entertainment, financial services and inclusive group travel for people who bank wisely and travel well.

At Peoples Bank, we do more than just banking. We offer the kind of services that are so good they take you by surprise. Like our People First program. You'll discover local treasures, learn about different cultures and even travel to far away places. With People First you can relax and enjoy today's pleasures while we take care of tomorrow.

As a People First member you'll receive:
> Preferred banking products and services
> Educational seminars
> Fabulous day trips and events
> Reduced group travel to exciting destinations
> Bimonthly newsletter

Join the club! To become a member just visit your nearest Peoples Bank office and open a People First Checking account.

People First Checking

> $100 minimum opening deposit
> $14.95 monthly maintenance fee if balance falls below $1,000, or $5,000 in combined account balances⁴, or Direct Deposit
> Direct Deposit available
> Earn variable interest rate¹
> Overdraft protection² available
> No transaction Limitations
> Unlimited check writing privileges
> Free ATM /Check Card³
> Free ATM Transactions at Money Pass ATMs⁵
> Group travel discounts
> Free wallet style specialty checks or discounts on other styles⁶
> Free check imaging
> Free iConnect Online Banking
> Free Bill Pay if used at least ones every 30 days⁷
> Free e-Statements 
> Free auto savings plan
> Free combined statements
> Free FraudWatch Plus Check Card protection
> Preferred rates on CDs

<sup>1. Refer to the Peoples Bank deposit rate sheet for current rates, compounding and crediting, and other balance information.
2. Subject to qualifications.
3. Subject to qualifications. Certain transaction fees may apply when used as an ATM card.
4. The combined account balances are based on the total minimum daily balances in Peoples Bank checking, savings and certificates of deposit under the same name.
5. $3.00 transaction fee for each transaction at an ATM outside of the MoneyPass network. The ATM owner outside the MoneyPass network may also apply a surcharge.
6. Check orders must be placed with Peoples Bank to receive a discount.
7. A $5.00 fee will be charged if Bill Pay is not used to process a payment at least once every 30 days.</sup>