At Peoples Bank, we want to make banking work for you in ways it never has before. By offering convenient products and services we give you the freedom to bank in ways that fit your lifestyle and meet your needs. ATM • Check Card • 6 convenient metro-wide locations • Online Banking • Bill Pay • e-Statements
|
Peoples Green |
Peoples Best |
Peoples Interest |
People First (for 50+) |
|
Minimum Opening Deposit |
$50 |
$50 |
$100 |
$100 |
Monthly Maintenance Fee |
None |
$7.95 |
$9.95 |
$14.95 |
| Requirement to Waive Monthly Maintenance Fee |
N/A |
$500 minimum daily balance, OR $2,500 combined account balances1 OR the posting of any combination of ten electronic transactions by ACH, bill pay, check card, ATM or online transfers |
$1,000 minimum daily balance OR $5,000 in combined account balances1 |
$1,000 minimum daily balance OR $5,000 in combined account balances1 OR Direct Deposit |
| Direct Deposit |
Required |
Available |
Available |
Available |
| Interest |
None |
None |
Variable2 |
Variable2 |
| Transaction Limitations |
None |
None |
None |
None |
| Overdraft Protection |
Yes3 |
Yes3 |
Yes3 |
Yes3 |
|
Check Imaging |
Free Check Safekeeping |
Free Check Imaging |
Free Check Imaging |
Free Check Imaging |
| ATM Transactions |
Free at MoneyPass ATMs4 |
Free at MoneyPass ATMs4 |
Free at MoneyPass ATMs4 |
Free at MoneyPass ATMs4 |
| Check Order Discount |
None |
Free welcome pack of checks5 |
Free first box of specialty checks5 |
Free wallet-style specialty checks or discounts on other styles5 |
| e-Statements |
Required |
Free |
Free |
Free |
| Online Banking |
Free |
Free |
Free |
Free |
| Bill Pay |
Free if used at least once every 30 days6 |
Free if used at least once every 30 days6 |
Free if used at least once every 30 days6 |
Free if used at least once every 30 days6 |
| Other Benefits |
>Free check card
>Free auto saving plan
>Free combined statements
>Free Fraudwatch Plus Check Card protection |
>Free check card
>Free auto saving plan
>Free combined statements
>Free Fraudwatch Plus Check Card protection |
>Free check card
>Free auto saving plan
>Free combined statements
>Free Fraudwatch Plus Check Card protection |
>Free check card
>Free auto saving plan
>Free combined statements
>Free Fraudwatch Plus Check Card protection
>Group travel discounts
>Preferred rates on CDs | |
1. The combined account balances are based on the total minimum daily balances in Peoples Bank checking, savings and certificates of deposit under the same name. 2. Refer to the Peoples Bank deposit rate sheet for current rates, compounding and crediting, and other balance information. 3. Subject to qualifications. 4. $3.00 transaction fee for each transaction at an ATM outside of the MoneyPass network. The ATM owner outside the MoneyPass network may also apply a surcharge. 5. Check orders must be placed with Peoples Bank to receive a discount. 6. A $5.00 fee will be charged if Bill Pay is not used to process a payment at least once every 30 days. |