The Small  Business Administration (SBA) offers loan programs that make access to funds easier for professional practices that are unable to obtain traditional bank financing. Peoples Bank offers a variety of SBA programs including:

> 7(a) Loan Guarantee Program – designed for existing and start-up practices, loans can be used for nearly any business purpose, such as commercial real estate, construction or renovation, practice acquisition and start-up, refinancing for existing debt, equipment purchases, working capital, and inventory.

> 504 Loan Program – provides long-term, fixed-rate financing to existing practices wanting to acquire real estate, machinery or equipment for expansion or modernization.